阿聯酋的零利率分期付款：只是廣告噱頭還是真正的投資優勢？
- infobdxproperties
- Jan 26
- 2 min read
🏡 阿聯酋的零利率分期付款：只是廣告噱頭還是真正的投資優勢？ | 0% Installment Plans in the UAE: Marketing Gimmick or Real Benefit?
🔹 許多投資新手對阿聯酋的房產購買方式感到驚訝——在這裡，主要的購房方式是 0% 分期付款，而非傳統房貸。
🔹 Many first-time investors are surprised to learn that the primary method of buying property in the UAE is through 0% installment plans rather than traditional mortgages.
📊 市場數據 | Market Insight
近 70% 的交易是通過分期付款完成的，買家通常只需支付 10-20% 的首付款，並在 1 至 8 年內 完成餘額支付。
Around 70% of transactions in the UAE are done through installment plans, requiring only 10-20% upfront, with the remaining balance paid over 1 to 8 years.
📌 阿聯酋房產分期付款方式 | Installment Options in the UAE
1️⃣ 建築期間付款 | Payment Before Completion
付款期限通常為 3-4 年，整個房款在建築完成前分期支付。
最後一筆款項（交房時）可能高達 50%。
✅ 適合短期投資者，希望在房產完工後轉售獲利。
Payments are spread over 3-4 years before completion.
Final payment at handover can be up to 50%.
Best for short-term investors planning to sell at completion for profit.
2️⃣ 交房後付款 | Payment After Completion
建築期間先支付一部分款項，剩餘金額可在 交房後數年內 分期支付。
✅ 適合長期投資者，希望入住後輕鬆管理付款。
A portion is paid during construction, with the balance spread over several years after handover.
Best for long-term investors who want to move in and pay gradually.
📍 想了解哪種方案最適合您？我們幫助您找到最佳投資機會！ | Not sure which plan is best for you? We’ll help you find the right investment opportunity!
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